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Guidelines for Achieving Broad Portfolio Diversification

About Us

Dr. Craig L. Israelsen

Craig L. Israelsen, Ph.D., is an Executive-in-Residence in the Financial Planning Program at Utah Valley University (UVU) in Orem, Utah.

He holds a Ph.D. in Family Resource Management from Brigham Young University (BYU). He received a B.S. in Agribusiness and a M.S. in Agricultural Economics from Utah State University.

Prior to teaching at UVU he taught at BYU and University of Missouri-Columbia.

Primary among his research interests is the analysis of mutual funds and the design of investment portfolios. He has written for Barron's Magazine and was a writer for Financial Planning Magazine for over 20 years, and is a regular contributor to Horsesmouth.com and ETF.com. His research has also been published in the Journal of Financial Planning, Journal of Asset Management (U.K.), Journal of Performance Measurement, Asia Financial Planning Journal (Singapore), Journal of Family and Economic Issues, and Financial Counseling and Planning.

His research has been cited in the Christian Science Monitor, Wall Street Journal, Newsweek, Forbes, Smart Money Magazine, Kiplinger Retirement Report, Advisor Perspectives, Dow Jones Market Watch, Family Circle Magazine, and Bottom Line Personal.

Dr. Israelsen is the developer of the 7Twelve Portfolio and the author of four books. His most recent books include 7Twelve: A Diversified Investment Portfolio with a Plan (John Wiley & Sons, 2010) and Start Investing Now (Amazon, 2018).

He is married to Tamara Trimble. They have seven children: Sara, Andrew, Heidi, Mark, Nathan, Emma, and Jared. Hobbies include running, biking, swimming, woodworking, and family vacations. He has competed in the Boston Marathon five times but has never won.


The valuable insights of Robert Katz, Bryce Kurfees, Andy Martin, and Bob Vaughan have helped in the development of the 7Twelve portfolio. I trust their input will also contribute to its refinement going forward.

Contact Information

1320 East Hobble Creek Drive
Springville, Utah 84663
Phone: (801) 489-4711

Customer Service
E-Mail: 7TwelveInfo@7TwelvePortfolio.com

Craig L. Israelsen, Ph.D.
Email: Craig@7TwelvePortfolio.com


The mention of products by name in this document (mutual funds, exchange traded funds, exchange traded notes) does not represent an endorsement or guarantee of future performance. Determining investment suitability of individual products, portfolio design, and asset allocation is the sole responsibility of each investor and his/her financial advisor. Craig L. Israelsen is not an investment advisor. He is a researcher, author, and consultant.

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