2021 Publications |
Israelsen, C.L. “7Twelve Portfolio Model,” a 1-page introduction, January 23, 2021. |
________. “Asset Allocation: A Review of the Past 51 Years,” January 23, 2021. |
________. “20-Year Asset Allocation Risk & Return Spectrum,” January 13, 2021. |
________. “Keeping Portfolio Costs Low,” January 2021. |
________. “Introduction to 7Twelve,” January 2021. |
________. “7Twelve Performance Graphs,” January 2021. |
________. “The $12 Portfolio,” January 2021. |
________. “Three Essential Points for All Investors,” January 2021. |
________. “Go, Portfolio, Go!,” January 2021. |
2020 Publications |
Israelsen, C.L. “Investing for the Long Term ... Which is How Long?” Barron's, October 29, 2020. |
________. “Visualizing Retirement Portfolio Survival,” Retirement Income Journal, October 29, 2020. |
________. “Making Salsa with ETFs,” ETF.com, October 27, 2020. |
________. “Keeping Portfolio Costs Low,” January 2020. |
________. “Introduction to 7Twelve,” January 2020. |
________. “7Twelve Performance Graphs,” January 2020. |
________. “The $12 Portfolio,” January 2020. |
________. “Three Essential Points for All Investors,” January 2020. |
________. “Go, Portfolio, Go!” January 2020. |
2019 Publications |
Israelsen, C.L. “Benchmarking: The Art of the Science,” AAII Journal, November 2019. |
________. “Seeing the RMD in a New Light: The Required Minimum Distribution and its Implications for Retirement Portfolio Design,” The Journal of Performance Measurement, Winter 2018/2019. |
________. “Clarifying the Purpose of Diversification,” American Association of Individual Investors Journal, September 2019. |
________. “The Diversification Game,” Financial Planning, August 2019. |
________. “Keeping Portfolio Costs Low,” February 2019. |
________. “Building a Better Balanced Fund,” January 2019. |
________. “Introduction to 7Twelve,” January 2019. |
________. “The $12 Portfolio,” January 2019. |
________. “Three Essential Points for All Investors,” January 2019. |
________. “Go, Portfolio, Go!” January 2019. |
2018 Publications |
Israelsen, C.L. “Start Investing Now,” Build your investment portfolio for $5 per month, May 2018. Available in paperback and kindle format. |
________. “The Impact of Saving Versus Return on Wealth,” American Association of Individual Investors Journal, May 2018. |
________. “New Look for a Classic Portfolio,” Financial Planning, January 2018. |
________. “The $12 Portfolio,” January 2018. |
________. “The 7Twelve® Balanced Strategy: The Core of 'Core and Explore',” January 2018. |
________. “Three Essential Points for All Investors,” January 2018. |
________. “7Twelve Performance Graphs,” January 2018. |
________. “Building a Better Balanced Fund,” January 2018. |
________. “Introduction to 7Twelve,” January 2018. |
2017 Publications |
Israelsen, C.L. “The Impact of Expense Ratios on Retirement Income,” American Association of Individual Investors Journal, September 2017. |
________. “What to Expect During the Next Stock Market Decline … and Subsequent Recovery,” September 14, 2017. |
________. “How to Keep Fund Fees Low to Increase Your Retirement Portfolio,” NextAvenue.org, July 27, 2017. |
________. “When a Safety Net Disappears,” Financial Planning, February 2017. |
________. “The $12 Portfolio,” January 2017. |
________. “The 7Twelve® Balanced Strategy: The Core of 'Core and Explore',” January 2017. |
________. “Three Essential Points for All Investors,” January 2017. |
________. “7Twelve Performance Graphs,” January 2017. |
________. “Building a Better Balanced Fund,” January 2017. |
________. “Introduction to 7Twelve,” January 2017. |
2016 Publications |
Israelsen, C.L. “Does Patience Really Pay Off?” Financial Planning, March 2016. |
________. “Three Essential Points for All Investors,” January 2016. |
________. “Go, Portfolio, Go!” January 2016. |
________. “7Twelve Performance Graphs,” January 2016. |
________. “Building a Better Balanced Fund,” January 2016. |
________. “Introduction to 7Twelve,” January 2016. |
2015 Publications |
Israelsen, C.L. “Embracing Winners and Losers,” Financial Planning Magazine, October 2015. |
________. “Focused on the Little Picture,” Financial Planning Magazine, September 2015. |
________. “Retirement Crash Test,” Financial Planning Magazine, January 2015. |
________. “How Safe is Your Retirement Portfolio?,” Next Avenue, January 2015. |
________. “7Twelve 2014 Performance Graphs,” January 2015. |
________. “Building a Better Balanced Fund,” January 2015. |
________. “Introduction to 7Twelve,” January 2015. |
________. “Go, Portfolio, Go!” January 2015. |
________. “Three Essential Points for Young Investors” January 2015. |
2014 Publications |
Israelsen, C.L. “When Inflation Is Napping,” Financial Planning Magazine, October 2014. |
________. “Alternatives ... Compared to What?,” Investments & Wealth Monitor, Investment Management Consultants Association, July/August 2014. |
________. “Investing for pH Balance,” Financial Planning Magazine, July 2014. |
________. “Smarter Way to Benchmark,” Financial Planning Magazine, June 2014. |
________. “Embracing the Average,” Financial Planning Magazine, March 2014. |
________. “Easy Way to Buy Low," Financial Planning Magazine, February 2014. |
________. “New Map of Performance,” Financial Planning, January 2014. |
________. “Go, Portfolio, Go!,” January 2014. |
________. “Three Essential Points for Young Investors,” January 2014. |
________. “Building A Better Balanced Fund,” January 2014. |
________. “The 7Twelve® Balanced Strategy: The Core of 'Core and Explore',” January 2014. |
________. “Asset Allocation Risk & Return Spectrum,” January 2014. |
________. “7Twelve vs. Balanced Funds,” January 2014. |
2013 Publications |
Israelsen, C.L. “Stop Chasing Performance,” Financial Planning Magazine, November 2013. |
________. “Time to Update a Classic,” Financial Planning Magazine, June 2013. |
________. “Should You Maintain an Allocation to Bonds When Current Rates Are Low?,” AAII Journal, American Association of Individual Investors, May 2013. |
________. “Taking a Long View of Bond Performance," Journal of Indexes, March/April 2013. |
________. “Survival Test,” Financial Planning Magazine, February 2013. |
2012 Publications |
Israelsen, C.L. “Index Variation and Overall Performance Variation: From Interesting to Important,” Journal of Indexes,” September/October 2012. |
________. “Resetting Unreasonable Expectations,” InsuranceNewsNet Magazine, April 2012. |
________. “The 7Twelve® Portfolio vs. Dow Jones Global Relative Risk Indexes,” April 2012. |
2011 Publications |
Israelsen, C.L. “The Week of Noise: August 8-12, 2011,” www.horsesmouth.com, August 16, 2011. |
________. “Still Seeking Stability,” Financial Planning, April 2011. |
________. “Nest Egg Survival,” Financial Planning, March 2011. |
________. “Consistency Matters,” Financial Planning, February 2011. |
________. “Measuring Stick,” Financial Planning, January 2011. |
2010 Publications |
Israelsen, C.L. “The Responsible Investor,” Financial Planning, December 2010. |
________. “Lost--and Found: A Review of the Lost Decade,” Financial Planning, October 2010. |
________. 7Twelve: A Diversified Investment Portfolio with a Plan, August 2010. Learn about the benefits of diversification and how to apply it in your own investing. Available from Amazon. |
________. “A New Yale Tale,” Financial Planning, March 2010. |
2009 Publications |
Fragasso, Phil and Israelsen, C.L. Your Nest Egg Game Plan, October 2009. A how-to book to get your finances back on track and create a lifetime income stream. Available from Amazon.com |
Israelsen, C.L. “Upper-Left Quadrant”, Financial Planning, September 2009. |
________. “Bad Match,” Financial Planning, August 2009. |
________. “A Better Balanced Fund,” Bank Investment Consultant Magazine, July 2009. |
2008 Publications |
Israelsen, C.L. “A Perfect Portfolio,” Financial Planning, September 2008. |
________. “The Frontier From Different Views,” Journal of Indexes, July/August 2008. |
________. “Spice It Up,” Financial Planning, June 2008. |
________. “Building the Perfect Portfolio,” www.horsesmouth.com, June 30, 2008. |
________. “Tame Volatility with Volatility,” www.horsesmouth.com, June 2, 2008. |
________. “Mega Protection,” Financial Planning, May 2008. |
________. “Seeking Stability,” Financial Planning, April 2008. |
________. “Quantifying the Value Premium,” www.horsesmouth.com, April 28, 2008. |
________. “Take the Edge Off With TIPS,” www.horsesmouth.com, April 14, 2008. |
________. “What's in Your Index?” www.horsesmouth.com, March 31, 2008. |
________. “The Hidden Bear Market of 2007,” www.horsesmouth.com, March 17, 2008. |
________. “Buyer Beware: The Impact of Expense Ratios on Index Funds,” www.horsesmouth.com, March 3, 2008. |
________. “A Better Mousetrap: Pure Target Indexes Deliver Simple Sophistication to Investors,” Financial Advisor, February 2008. |
________. “Winners By Default,” Financial Planning, February 2008. |
________. “Choosing Between a Balanced and Target-Date Fund,” www.horsesmouth.com, February 25, 2008. |
________. “Comparing Market Cap vs. Fundamental Indexing,” www.horsesmouth.com, February 11, 2008. |
________. “Pure Target Indexes: Better Benchmarks for Target Date Funds,” www.IndexUniverse.com, January 2008. |
________. “Stay Low,” Financial Planning, January 2008. |
________. “Pure Target Indexes,” Asia Financial Planning Journal, Vol. 9. No 2, 68-72 (January 2008). |
2007 Publications |
Surz, R. and Israelsen, C.L. “Evaluating Target Date Lifecycle Funds,” Journal of Performance Measurement, Vol. 12, No. 2, pp. 62-70 (Winter 2007/2008). |
Israelsen, C.L. “Build a Retirement Portfolio That Lasts,” www.horsesmouth.com, December 3, 2007. |
________. “The Benefits of Low Correlation,” the Journal of Indexes, Vol. 10, No. 6, 18-26 (November/December 2007). |
________. “Proposition Three,“ Financial Planning, November 2007. |
Blanchett, D.M. and Israelsen, C.L. “Spotlighting Common Methodological Biases in Active vs. Passive Studies,” Journal of Financial Planning, Vol. 20, No. 11, pp. 64-72 (November 2007). |
Israelsen, C.L. “How to Benchmark Target Date Performance,” www.horsesmouth.com, November 5, 2007. |
________. “Smoothing the Path,” Financial Planning, October 2007. |
________. “World Allocation vs. Target Date Funds: A Better One-Stop Solution?” www.horsesmouth.com, October 8, 2007. |
________. “Missing the Target?” Financial Planning, September 2007. |
________. “28 Retirements: An Analysis of Portfolio Durability,” www.horsesmouth.com, September 10, 2007. |
________. “What Diversifies Large Blend,” www.horsesmouth.com, August 13, 2007. |
________. “Quasi-Commodities?” Financial Planning, July 2007. |
________. “MIPY Rides Again,” Financial Planning, June 2007. |
________. “How Stable is the Value Premium,” www.horsesmouth.com, June 25, 2007. |
________. “Reduce Volatility via Diversification and Time,” www.horsesmouth.com, June 18, 2007. |
________. “Variance Among Indexes,” Journal of Indexes, pp. 26-32, May 2007. |
________. “How Market Losses Affect Retirement Portfolios,” www.horsesmouth.com, May 7, 2007. |
________. “Send in the Clones?” Financial Planning, April 2007. |
________. “Investigating Target-Date Funds' Asset Allocation,” www.horsesmouth.com, April 16, 2007. |
________. “The Enduring Pesistence of the Value Premium,” www.horsesmouth.com, April 9, 2007. |
________. “Tales of the Tape,” Financial Planning, March 2007. |
________. “The Trouble With Benchmarks,” www.horsesmouth.com, March 26, 2007. |
________. “Build a Quasi-Commodities Package With 3 Sector Funds,” www.horsesmouth.com, March 12, 2007. |
________. “Your Mutual Fund Portfolios Aren't as Diversified as You Think,” www.horsesmouth.com, March 12, 2007. |
________. “The Math of Recovery,” Financial Planning, February 2007. |
________. “The Impact of Asset Allocation on Portfolio Recovery: Quantifying the Value of Low Correlation,” Asia Financial Planning Journal, Vol. 8, No. 2, 29-38 (January 2007). |
Israelsen, C.L. and Cogswell, G. “The Error of Tracking Error,” Journal of Asset Management, (U.K.), Vol. 7, No. 6, pp. 419-424 (2007). |
Gudmunson, C., Beutler, I., Israelsen, C., McCoy, K. and Hill, J. “Linking Financial Strain to Marital Instability: Examining the Roles of Emotional Distress and Marital Interaction,” Journal of Family and Economic Issues, No. 28, pp. 357-376 (2007). |
Israelsen, C.L. “Really Real Returns,” Financial Planning, January 2007. |
2006 Publications |
Israelsen, C.L. “Economies of Scale?” Financial Planning, December 2006. |
________. “The Sum Should Be More Important Than the Parts: Comparing Active vs. Passive Investing at the Portfolio Level,” Journal of Indexes, pp. 42-46, November/December 2006. |
________. “Alpha Goes Abroad,” Financial Planning, November 2006. |
Israelsen, C.L. and Hansen, E. “The REIT Stuff?” Financial Planning, October 2006. |
Israelsen, C.L. “The Math of Gains and Losses,” www.horsesmouth.com, October 16, 2006. |
________. “Comparing Active vs. Passive Investing at the Portfolio Level,” www.horsesmouth.com, October 2, 2006. |
________. “Alpha Up and Down,” Financial Planning, September 2006. |
________. “Alpha in the Box,” Financial Planning, August 2006. |
________. “The True Cost of Volatility's Wild Ride,” www.horsesmouth.com, August 28, 2006. |
Israelsen, C.L. and Walker, K. “Right on Target?” Financial Planning, July 2006. |
Israelsen, C.L. “Style Box Investing: A Little More Complicated Than Tic-Tac-Toe,” www.horsesmouth.com, July 24, 2006. |
________. “Equal, But Better,” Financial Planning, June 2006. |
Israelsen, C.L. and Walker, K. “Evening the Odds,” Financial Planning, May 2006. |
Israelsen, C.L. and McDonough, P. “Max Your Mipy,” Financial Planning, April 2006. |
Israelsen, C.L. “Things Are Not Always What They Seem,” Journal of Indexes, Vol. 8, No. 2, 18-24 (March/April 2006). |
________. “Hidden Measures,” Financial Planning, March 2006. |
________. “How Correlations Change,” www.horsesmouth.com, March 6, 2006. |
________. “The Wages of Sin,” Financial Planning, February 2006. |
________. “Think Inside the Box,” Financial Planning, January 2006. |
2005 Publications |
Israelsen, C.L. and Hatch, S. “Proactive Research: Where Art Thou?” Financial Counseling and Planning, Vol. 16 (2), 91-96 (December 2005). Review paper. |
Israelsen, C.L. “Keeping it in Perspective,” Financial Planning, December 2005. |
________. “Are Your Portfolios Diversified or Redundant?” www.horsesmouth.com, December 5, 2005. |
________. “Ways of Means Committee,” Financial Planning, November 2005. |
________. “Making the Grade,” Financial Planning, October 2005. |
________. “Don't Box Me In,” Financial Planning, September 2005. |
________. “Proof That Value Almost Always Beats Growth,” www.horsesmouth.com, September 12, 2005. |
Israelsen, C.L. and Lindsley, E. “Minimum-ism,” Financial Planning, August 2005. |
Israelsen, C.L. and Sybrowsky, J. “;A Brave New World: Exchange Traded Funds Face Off Against Index Funds,” Journal of Indexes, Vol. 7, No. 4, 26-31 (July/August 2005). |
Israelsen, C.L. and McDonough, P. “Bet Your BIPY,” Financial Planning, July 2005. |
Clarke, M.C., Heaton, M.B., Israelsen, C.L., and Eggett, D. “The Acquisition of Family Financial Roles and Responsibilities,” Family and Consumer Sciences Research Journal, Vol. 33, No. 4, pp. 321-340 (June 2005). |
Israelsen, C.L. “Variance Among U.S. Equity Indexes,” Journal of Financial Planning, Vol. 18, No. 6, pp. 62-69 (June 2005). |
________. “Three's Not a Crowd,” Financial Planning, June 2005. |
Israelsen, C.L. and McDonough, P. “Gaming the System,” Financial Planning, May 2005. |
Israelsen, C.L. “A Refinement to the Sharpe Ratio and Information Ratio,” Journal of Asset Management, (U.K.) Vol. 5, No. 6, pp. 423-427 (April 2005). |
________. “The Virtues of Consistency,” Financial Planning, April 2005. |
________. “Calculating 'Real' Returns,” www.horsesmouth.com, April 5, 2005. |
________. “Benchmark Checkup,” Financial Advisor, March 2005. |
Israelsen, C.L. and Clement, A. “Of Stocks and Funds,” Financial Planning, March 2005. |
Israelsen, C.L. and Farr, E. “Now You See It,” Financial Planning, February 2005. |
Israelsen, C.L. “Of Stocks, Indexes, and Funds – Is What You See Really What You Get?”, Journal of Indexes, Vol. 7, No. 1, pp. 38-40 (January/February 2005). |
Israelsen, C. L. and Sechler, K. “Survival of the Fittest,” Financial Planning, January 2005. |
2004 Publications |
Israelsen, C.L. “Survival = Timing,” Financial Planning, December 2004. |
________. “The Middle Child,” Financial Planning, November 2004. |
________. “Survival Test,” Financial Planning, October 2004. |
________. “Looking for the Mean,” Financial Planning, September 2004. |
________. “Benchmarking Your Benchmarks,” www.horsesmouth.com, September 13, 2004. |
________. “Actively Passive Again,” Financial Planning, August 2004. |
________. “Thumbs Up,” Financial Planning, July 2004. |
Israelsen, C.L. and Park, E. “The Chase is On,” Financial Planning, June 2004. |
Israelsen, C.L. “The IR Repair Kit,” Financial Planning, May 2004. |
________. “In the Eye of the Evaluator,” Financial Planning, April 2004. |
________. “Rocking and Rolling,” Financial Planning, March 2004. |
________. “Activity Level II,” Financial Planning, February 2004. |
________. “Better Portfolio Design: The Key to the Core,” www.horsesmouth.com, February 24, 2004. |
Israelsen, C.L. and Dohogne, T.J. “Activity Level,” Financial Planning, January 2004. |
2003 Publications |
Israelsen, C.L. and Kruse, D. "Style Drift (Still) Happens," Financial Planning, December 2003. |
Israelsen, C.L. "The Fund Funnel," Financial Planning, November 2003. |
________. "Relatively Speaking," Financial Planning, October 2003. |
________. "Actively Passive?" Financial Planning, September 2003. |
________. "Using Correlations to Construct Indexed Portfolios," www.horsesmouth.com, September 17, 2003. |
________. "The Tech Wreck," Financial Planning, August 2003. |
________. "Account Management: Should You Change Your Style?" www.horsesmouth.com, August 27, 2003. |
________. "Benchmark Bingo," Financial Planning, July 2003. |
________. "The Problems with Equity Indexes," www.horsesmouth.com, July 3, 2003. |
________. "Is There Value in Growth?" Financial Planning, June 2003. |
________. "Protecting Clients Nest Eggs: Stocks of Funds?" www.horsesmouth.com, June 24, 2003. |
________. "Loaded Down," Financial Planning, May 2003. |
________. "Wind Shift or Sea Change?" Financial Planning, April 2003. |
________. "Cost Factors," Financial Planning, March 2003. |
________. "Sharpening the Sharpe Ratio," Financial Planning, January 2003. |
2002 Publications |
Israelsen, C.L. "The Third Way," Financial Planning, December 2002. |
Israelsen, C.L. and Sturiale, J. "They Shoot, They SCR," Financial Planning, November 2002. |
Israelsen, C.L. "Dissecting the Decline," Financial Planning, October 2002. |
________. "It's in the Stars," Financial Planning, September 2002. |
________. "Made From Concentrate," Financial Planning, August 2002. |
________. "A Winner Every Time," Financial Planning, July 2002. |
________. "Starry Eyed," Financial Planning, June 2002. |
________. "Are Two Heads Better?" Financial Planning, May 2002. |
________. "Rebalance of Power," Financial Planning, April 2002. |
________. "Obscured by an Index," Financial Planning, March 2002. |
________. "Best in Show," Financial Planning, February 2002. |
________. "Reconcilable Differences," Financial Planning, January 2002. |
2001 Publications |
________. "Relative Concerns," Financial Planning, December 2001. |
________. "After Math," Financial Planning, November 2001. |
________. "Sharpe and to the Point," Financial Planning, October 2001. |
________. "The Alpha Advantage," Financial Planning, September 2001. |
________. "No Pain, No Gains," Financial Planning, August 2001. |
________. "Safety in Numbers," Financial Planning, July 2001. |
________. "Rebalancing Acts," Financial Planning, June 2001. |
________. "The Great Migration," Financial Planning, May 2001. |
________. "A Few Bad Apples," Financial Planning, April 2001. |
________. "Looking Beyond the Indexes," Financial Planning. March 2001. |
________. "Benchmark Bias?" Financial Planning, February 2001. |
________. "Alpha Beta Soup," Financial Planning, January 2001. |
2000 Publications |
Israelsen, C.L. "Efficiency Experts," Financial Planning, December 2000. |
________. "Turn, Turn, Turn," Financial Planning. November 2000. |
________. "Ready for Star Treatment," Financial Planning, October 2000. |
________. "When Less is More," Financial Planning, September 2000. |
________. "Seeing the Blind Spot," Financial Planning, August 2000. |
________. "On the Wrong Track," Financial Planning, July 2000. |
________. "The Tech Effect," Financial Planning, June 2000. |
________. "At The Mercy of the Manager," Financial Planning, May 2000. |
________. "Distorted Reflections," Financial Planning, April 2000. |
________. "Outrageous Fortunes," Financial Planning, March 2000. |
________. "Pick Funds, Not Stocks," n Wall Street, March 2000. |
________. "Concentration Game," Financial Planning, February 2000. |
________. "Bear Necessities," Financial Planning, January 2000. |
1999 Publications |
Israelsen, C.L. "We Are Not The World," Financial Planning, December 1999. |
________. "Drift Happens," Financial Planning, November 1999. |
________. "That Closed-End Feeling," Financial Planning, October 1999. |
________. "Reality Check," Financial Planning, September 1999. |
________. "Should We Bail on Bonds?" Financial Planning, September 1999. |
________. "Guided By the Stars," Financial Planning, August 1999. |
Israelsen, C.L. and Sharpe, D.L. "Social Butterflies," Financial Planning, July 1999. |
Israelsen, C.L. "Indexed for Elation," Financial Planning, June 1999. |
________. "Full Loads, Empty Promises," Financial Planning, May 1999. |
________. "Why Size Matters," Financial Planning, April 1999. |
________. "Reasons to Be Institutionalized," Financial Planning, March 1999. |
________. "Lump Sums Take Their Lumps," Financial Planning, January 1999. |
1998 Publications |
Israelsen, C.L. and Andrews, B.G. "The Rich Get Richer," Financial Planning, December 1998. |
Israelsen, C.L. "What Price Glory?" Financial Planning, November 1998. |
________. "Low Turnover, High Return," Financial Planning, September 1998. |
________. "Higher Returns on Far Horizons," Financial Planning, June 1998. |
________. "Index Funds: Fair Weather Friends?" Financial Planning, April 1998. |
________. "Characteristics of Winning Mutual Funds," Journal of Financial Planning, April 1998. |
1997 Publications |
________. "Style Equals Substance," Financial Planning, May 1997. |
1996 Publications |
________. "Systematic Withdrawal: A Mutual Fund Torture Test," Financial Planning, July 1996. |
________. "Dollar Cost Averaging: When Does It Work Best?" Financial Planning, January 1996. |
1994 Publications |
Jang, Y.G. and Israelsen, C.L. "Assessing Family Interaction and Parental Roles Through Pictures," Family Perspective, Vol. 28, No. 1, pp. 1-13 (1994). |
Israelsen, C.L. and Beutler, I.F. "Examining the Impact of Consumer Debt on Parent-Child Interaction," Journal of Consumer Studies and Home Economics, No. 18, pp. 17-30 (1994). |
1991 Publications |
Israelsen, C.L. and Beutler, I.F. "The Value of Past Performance Data: The Case of Mutual Funds," Financial Counseling and Planning, No. 2, pp. 123-129 (1991). |
________. "Information Search in the Mutual Fund Market," Journal of Consumer Studies and Home Economics, No. 15, pp. 177-188 (1991). |
1990 Publications |
Israelsen, C.L. "Family Resource Management Research: 1930-1990," Financial Counseling and Planning, (1): 3-39. |
1989 Publications |
Israelsen, C. L. "Family Resource Management," Family Perspective, Vol. 23, No. 4, pp. 311-331 (1989). |