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Guidelines for Achieving Broad Portfolio Diversification

7Twelve® Performance*

7Twelve portfolio performance from 2002 to 2016 is shown below. Note that numbers in red indicate negative returns.

Calendar Year
Total % Return*
(assuming ANNUAL rebalancing)
Active 7Twelve Portfolio
(12 actively managed funds used)
Passive ETF 7Twelve
Portfolio
(12 passively managed
ETFs used)
Fidelity Global
Balanced Fund
(FGBLX)
Vanguard
Balanced Fund
(VBINX)
Vanguard
500 Index

(VFINX)
2002 2.05 –0.76 –6.14 –9.52 –22.15
2003 28.82 26.95 29.90 19.87 28.50
2004 19.79 17.80 13.67 9.33 10.74
2005 12.91 12.34 9.00 4.65 4.77
2006 15.98 14.96 13.70 11.02 15.64
2007 13.78 11.58 13.77 6.16 5.39
2008 –28.14 –25.16 –23.27 –22.21 –37.02
2009 32.36 25.64 22.52 20.05 26.49
2010 14.52 14.41 12.51 13.13 14.91
2011 –6.31 –1.00 –2.49 4.14 1.97
2012 12.42 10.64 12.01 11.33 15.82
2013 11.33 9.65 15.51 17.91 32.18
2014 0.05 2.50 –0.46 9.84 13.51
2015 –6.96 –5.07 –0.83 0.37 1.25
2016 9.19 10.14 0.88 8.63 11.82
  
15-Year Average Annualized % Return**
(2002-2016)
7.71 7.51 6.57 6.38 6.57
15-Year Growth of $10,000 $30,457 $29,615 $25,966 $25,299 $25,978
Annual % Expense Ratio 0.54 0.16 1.02 0.22 0.16

* Performance assumes equally weighting each sub-asset and annual rebalancing. Taxes and inflation were not taken into account. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE PERFORMANCE. Raw performance data utilized in Active and Passive 7Twelve models have changed slightly in some years due to transitioning from market price to NAV return data.
** Average annualized return is a geometric mean, not an arithmetic mean.
15-Year Growth of $10,000
January 1, 2002 to December 31, 2016

For a performance update, download and read our Performance Update.

   
What Is 7Twelve?
7Twelve Model
7Twelve Performance
The Rationale
Historical Performance

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